
Conforming Programs| Loan Type | Type | Pts/Credit | APR |
| Pay Option Arm | 1.000 | 0.00 | 7.600 |
| 15 YR Fixed | 4.875 | 0.00 | 5.345 |
| 30 YR Fixed | 5.250 | 0.00 | 5.648 |
| 3/1 Arm | 5.750 | 0.00 | 6.179 |
| 5/1 Arm I/O | 5.875 | 0.00 | 6.300 |
| 7/1 ARM | 6.000 | 0.00 | 6.300 |
| 10/1 ARM | 6.125 | 0.00 | 6.430 |
| HELOC | 7.250 | 0.00 | 7.250 |
Jumbo Programs| Loan Type | Type | Pts/Credit | APR |
| Pay Option Arm | 1.000 | 0.00 | 7.800 |
| 15 YR Fixed | 5.875 | 0.00 | 6.179 |
| 30 YR Fixed | 6.250 | 0.00 | 6.432 |
| 5/1 Arm I/O | 6.000 | 0.00 | 6.432 |
| 7/1 ARM I/O | 6.125 | 0.00 | 6.781 |
| 10/1 ARM I/O | 6.250 | 0.00 | 6.685 |
* Rates above are subject to change and credit approval. Certain Restrictions Apply.
Florida FHA Mortgage
FHA Secure Mortgage
Young & Associates Mortgage, Inc., a leading mortgage company in Florida, is currently working with all the major FHA banks to get ready for the new FHA mortgage products under the FHA Secure Program which was set up by President George Bush. Before sub-prime existed people with less then perfect credit relied on FHA mortgages to buy and refinance their homes. Now that the sub-prime mortgages may be a thing of the past people are again turning to FHA mortgages to finance there homes. During the week of February 8 2008 the FHA reached out to 850,000 at risk homeowners who have not been able to meet there current mortgage obligations by letter. These letters are being sent to homeowners who have already faced or are experiencing the first reset of their adjustable rate mortgages, and live within geographic locations that are currently subject to FHA loan limits nationwide. Currently, FHA can insure home loans valued between $200,160 and $362,790.
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We are currently working with many seniors to get a Florida reverse mortgage. If you are over the age of 62 and own a home you may qualify for a Florida reverse mortgage. Florida reverse mortgage is great way for you to start enjoying the rest of your life. You can take a one time lump sum payment, monthly payments or combination of both. We have been helping customers through out the entire state of Florida since 1985.
FHA Mortgage
Thinking of purchasing a home? We can help! You may qualify for a FHA Mortgage that can help you get into the home of your dreams. An FHA home loan is a goverment backed loan that can help you purchase a home with as little as 3% down.
Refinancing?
FHA Home loan financing can also help you get out of that high adjsutable mortgage that you may have. FHA Secure mortgage program was designed to help borrowers that are in trouble or having trouble making there current mortgage obligations.
For more info or to see if you qualify for a FHA Mortgage....Call 1-866-938-0550
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Being a Preferred Florida Jumbo Mortgage Lender, we are able to offer some of the most competitive jumbo mortgage rates in the industry. As one of the few real Florida jumbo mortgage companies in Florida we are sure to exceed all your expectations and deliver a personal and private consultation. We have the ability to fund loans up to $50 million. We are currently specializing Miami home mortgage refinances, Tampa home mortgage refinances, Jacksonville home mortgage refinances and Orlando home mortgage refinances. Call today and ask to speak with one of our Florida Jumbo Mortgage Loan Specialists at 1-866-938-0550. We also provide Florida commercial mortgage loans. Please click link below for more info on all Florida commercial loan products.
Real Estate Products
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Florida Mortgage News
Press Release: FHA and the Future of the Mortgage Industry
Added on: 13 May 2008, 12:24 pm
Boca firm audited after scam (The Palm Beach Post)
Florida's largest title insurer launched an audit last week of a Boca Raton title agency's transactions.
Added on: 13 May 2008, 11:05 am
Florida's Existing Condo Sales Improve in 1Q 2008 Compared to 4Q 2007 (PR Newswire via Yahoo! Finance)
Florida Realtors® reported positive signs in their local housing markets during first quarter 2008, noting a slower rate of expansion for inventory levels and an increase in pending home sales in some areas.
Added on: 13 May 2008, 7:45 am
Investing In Florida Real Estate (Turks.US)
Even if the real estate market in Florida is in total decline due to the mortgage bust the gripped the nation in 2006, the popularity of the area is still enough to make ends meet.
Added on: 12 May 2008, 9:54 pm
Mortgage crisis slams Triad Guaranty Inc. again (Winston-Salem Journal)
The national mortgage crisis has slammed Triad Guaranty Inc. again, with the Winston-Salem company reporting yesterday a $150 million loss in the first quarter. The loss was double the $75 million it posted in the fourth quarter of 2007. It had net income of $17.3 million in the first quarter of 2007. The company filed the report after the stock market closed.
Added on: 12 May 2008, 10:00 am
PCLender.com Adds Ten Mortgage Lenders in Ten States (Business Wire via Yahoo! Finance)
HONOLULU----PCLender.com, a fully hosted web based software and services solutions provider to mid-sized mortgage bankers and financial institutions, has implemented its InHouse Mortgage enterprise lending platform with ten lenders across the US in recent months, including mortgage bankers in California, Connecticut, Florida, Missouri, Montana, North Carolina, Oklahoma, Pennsylvania, Utah, and ... |
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