Get pre-approved for a loan before you start shopping for a home. You don't have to pay for pre-approval through MSN House & Home, and you'll get a head start on finding a loan. If you take the time to get pre-approved:

• You know how much you can borrow, so you don't waste time looking at properties you can't afford.
• You have an edge when you make an offer, because the seller knows you're likely to get a loan and close the deal.
• You save time on closing your loan, because you've already assembled your paperwork.

It only takes about 15 minutes to request pre-approval through MSN House & Home. You can also visit each lender in person, but qualifying this way may will take longer.

• Get pre-approved online
  You can use MSN House & Home to get pre-approved based on the loan programs and lending criteria of MSN House & Home lenders. It's free.
• Refinance your loan online
  You can shop for competitive MSN House & Home rates.
• Apply for a second mortgage
  Compare MSN House & Home rates and loan programs.